Luis Vélez is the Founder and CEO of Blxckpay, a binational fintech company operating across the United States and Mexico. With more than a decade of experience in payments, financial infrastructure, and cross-border financial services, he has led the creation of one of the few truly integrated fintech platforms connecting both countries.

Under his leadership, Blxckpay has built a cross-border ecosystem that includes card issuing, remittances, payments, and regulated financial infrastructure in both the U.S. and Mexico. In a market where many companies have tried to bridge both sides of the corridor, very few have been able to build a real binational fintech platform with operating capabilities in both countries.

Luis has driven the company’s growth through strategic partnerships with leading global institutions such as Visa and Mastercard, while developing financial solutions for businesses, migrant workers, payroll programs, and cross-border transactions. His work is centered on solving complex financial challenges between the U.S. and Mexico with speed, compliance, and scalable infrastructure.

He is recognized for combining entrepreneurial execution with deep knowledge of regulated financial systems, positioning Blxckpay as a distinctive player in one of the most important cross-border markets in the world.